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2/span 2}.vkr-letter{max-width:var(--vkr-measure);font-size:1.125rem;line-height:1.6}.vkr-signature{text-align:right;color:var(--vkr-on-ground-muted);margin-top:14px;font-style:italic}.vkr-hero-trust{font-size:var(--vkr-fs-sm);gap:6px;margin-top:4px;font-weight:500;display:grid}.vkr-hero-trust li{padding-left:18px;position:relative}.vkr-hero-trust li:before{content:"";background:var(--vkr-accent);border-radius:50%;width:9px;height:9px;position:absolute;top:.5em;left:0}.vkr-hero-calc{background:var(--vkr-surface);color:var(--vkr-ink);border:var(--vkr-border) solid var(--vkr-ink);border-radius:var(--vkr-radius);padding:16px 22px 18px}.vkr-hero-panel-title{float:left;width:100%;font-size:1rem;font-weight:700}.vkr-hero-calc .vkr-seg-legend{clear:both;margin-top:8px}.vkr-hero-out{flex-wrap:wrap;align-items:baseline;gap:4px 16px;margin-top:12px;display:flex}.vkr-hc{align-items:baseline;gap:10px;display:none}.vkr-hero-monthly{color:var(--vkr-primary);font-variant-numeric:tabular-nums lining-nums;white-space:nowrap;font-size:clamp(1.75rem,3vw,2.4rem);font-weight:700}.vkr-hero-monthly-label,.vkr-hero-term{font-size:var(--vkr-fs-sm);color:var(--vkr-ink-muted)}.vkr-hero-offers{background:var(--vkr-surface);color:var(--vkr-ink);border:var(--vkr-border) solid var(--vkr-line);border-radius:var(--vkr-radius);padding:16px 18px}.vkr-hero-offers-title{font-weight:700;font-size:var(--vkr-fs-sm);text-transform:uppercase;letter-spacing:.1em;margin-bottom:10px}.vkr-hero-list{gap:10px;display:grid}.vkr-hero-offer{border:2px solid var(--vkr-line);border-radius:12px;grid-template-columns:minmax(0,1fr) auto;grid-template-areas:"rank go""name go""facts go";align-items:center;gap:2px 14px;padding:10px 14px;display:grid}.vkr-hero-offer--first{border:3px solid var(--vkr-accent)}.vkr-hero-rank{font-size:var(--vkr-fs-xs);text-transform:uppercase;letter-spacing:.12em;color:var(--vkr-ink-muted);grid-area:rank;font-weight:700}.vkr-hero-offer--first .vkr-hero-rank{color:var(--vkr-accent)}.vkr-hero-name{grid-area:name;font-size:1.125rem;font-weight:700;text-decoration:none}.vkr-hero-offer .vkr-badge{display:none}a.vkr-hero-name:hover{text-decoration:underline}.vkr-hero-facts{font-size:var(--vkr-fs-sm);flex-wrap:wrap;grid-area:facts;gap:2px 16px;display:flex}.vkr-hero-facts dt{color:var(--vkr-ink-muted);margin-right:4px;display:inline}.vkr-hero-facts dd{white-space:normal;overflow-wrap:anywhere;font-weight:700;display:inline}.vkr-hero-go{grid-area:go;min-height:44px;padding:8px 16px;font-size:.8125rem}.vkr-hero-all{align-items:center;min-height:44px;margin-top:4px;display:inline-flex}.vkr-secnav{z-index:15;background:var(--vkr-surface);color:var(--vkr-ink);border-block:3px solid var(--vkr-ink);position:sticky;top:0}.vkr-secnav-inner{scroll-snap-type:x proximity;scrollbar-width:thin;-webkit-mask-image:linear-gradient(90deg,transparent 0,var(--vkr-ink) 14px,var(--vkr-ink) calc(100% - 22px),transparent 100%);mask-image:linear-gradient(90deg,transparent 0,var(--vkr-ink) 14px,var(--vkr-ink) calc(100% - 22px),transparent 100%);overflow-x:auto}.vkr-secnav-list{align-items:center;gap:4px;width:max-content;padding:6px 14px;display:flex}.vkr-secnav-cta,.vkr-secnav-link{white-space:nowrap;scroll-snap-align:start;border-radius:12px;align-items:center;min-height:44px;padding:0 14px;font-size:.9375rem;font-weight:500;text-decoration:none;display:inline-flex}.vkr-secnav-link:hover{background:var(--vkr-ground);color:var(--vkr-ink)}.vkr-secnav-link[aria-current=location]{font-weight:700}.vkr-secnav-link[aria-current=location],.vkr-secnav:not([data-spy]) .vkr-secnav-link:target{background:var(--vkr-primary);color:var(--vkr-on-primary)}.vkr-secnav-cta{background:var(--vkr-accent);color:var(--vkr-on-accent);border-radius:var(--vkr-cast);margin-left:8px;font-weight:700}.vkr-secnav-cta:hover{background:var(--vkr-ink);color:var(--vkr-ground)}.vkr-terms{--vkr-sec-bg:var(--vkr-ground)}.vkr-terms-grid{gap:32px var(--vkr-gutter);grid-template-columns:repeat(6,minmax(0,1fr));align-items:start;display:grid}.vkr-terms-main{grid-column:1/span 4}.vkr-terms-list{border-top:3px solid var(--vkr-ink)}.vkr-term{border-bottom:2px solid var(--vkr-line)}.vkr-term-summary{cursor:pointer;align-items:center;gap:14px;min-height:52px;padding:8px 0;font-size:1.0625rem;font-weight:700;list-style:none;display:flex}.vkr-term-summary::-webkit-details-marker{display:none}.vkr-term-mark,.vkr-term-summary:hover{color:var(--vkr-primary)}.vkr-term-mark{border:3px solid var(--vkr-primary);width:32px;height:32px;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;display:inline-flex}.vkr-term[open] .vkr-term-mark{background:var(--vkr-primary);color:var(--vkr-on-primary)}.vkr-term-text{max-width:var(--vkr-measure);color:var(--vkr-on-ground-muted);padding:0 0 16px 46px}.vkr-terms-warning{color:var(--vkr-accent);align-items:flex-start;gap:10px;margin-top:18px;font-weight:500;display:flex}.vkr-receipt{background:var(--vkr-surface);color:var(--vkr-ink);border:var(--vkr-border) solid var(--vkr-ink);border-radius:var(--vkr-radius) var(--vkr-radius) 0 0;border-bottom:0;grid-column:5/span 2;padding:22px 20px 0;position:relative}.vkr-receipt-title{border-bottom:3px dashed var(--vkr-line);padding-bottom:10px;font-size:1rem;font-weight:700}.vkr-receipt-rows{gap:2px;padding:10px 0;display:grid}.vkr-receipt-row{font-size:.9375rem}.vkr-receipt-row,.vkr-receipt-row dt{align-items:baseline;gap:6px;display:flex}.vkr-receipt-row dt{flex:auto;min-width:0}.vkr-receipt-row dt:after{content:"";border-bottom:2px dotted var(--vkr-line);flex:auto}.vkr-receipt-row dd{font-weight:700}.vkr-receipt-row--total{border-top:3px solid var(--vkr-ink);margin-top:6px;padding-top:8px;font-size:1.0625rem}.vkr-receipt-note{font-size:var(--vkr-fs-sm);color:var(--vkr-ink-muted);padding-bottom:14px}.vkr-receipt-edge{text-align:center;background:linear-gradient(135deg,var(--vkr-ground) 25%,transparent 25%) -12px 100% /24px 24px repeat-x,linear-gradient(225deg,var(--vkr-ground) 25%,transparent 25%) -12px 100% /24px 24px repeat-x;margin:0 -24px;padding:0 20px 34px;position:relative}.vkr-req{--vkr-sec-bg:var(--vkr-surface);background:var(--vkr-surface);color:var(--vkr-on-surface)}.vkr-req .vkr-lead{color:var(--vkr-on-surface-muted)}.vkr-req-grid{gap:32px var(--vkr-gutter);grid-template-columns:repeat(6,minmax(0,1fr));display:grid}.vkr-req-basic{grid-column:1/span 4}.vkr-req-lender{background:var(--vkr-ground);color:var(--vkr-ink);border-radius:var(--vkr-radius);grid-column:5/span 2;padding:20px}.vkr-req-note{font-size:var(--vkr-fs-sm);color:var(--vkr-on-surface-muted);margin-bottom:14px}.vkr-req-cards{flex-wrap:wrap;gap:12px;display:flex}.vkr-req-card{flex:210px}.vkr-req-card:nth-child(3n+1){flex-basis:300px}.vkr-req-label{background:var(--vkr-surface);height:100%;color:var(--vkr-ink);border:3px solid var(--vkr-line);cursor:pointer;border-radius:32px;grid-template-columns:auto 1fr;gap:2px 12px;padding:14px 16px;transition:border-color .13s ease-out,background-color .13s ease-out;display:grid}.vkr-req-label:hover{background:var(--vkr-ground);color:var(--vkr-ink)}.vkr-req-tick{border:3px solid var(--vkr-line);color:#0000;border-radius:50%;grid-row:span 2;justify-content:center;align-items:center;width:30px;height:30px;display:inline-flex}.vkr-req-box:checked+.vkr-req-label{border-color:var(--vkr-primary)}.vkr-req-box:checked+.vkr-req-label .vkr-req-tick{background:var(--vkr-primary);border-color:var(--vkr-primary);color:var(--vkr-on-primary)}.vkr-req-box:focus-visible+.vkr-req-label{outline:3px solid var(--vkr-accent);outline-offset:2px}.vkr-req-title{font-weight:700}.vkr-req-text{font-size:var(--vkr-fs-sm);color:var(--vkr-ink-muted)}.vkr-req-dl{gap:12px;display:grid}.vkr-req-dl-row{border-bottom:2px solid var(--vkr-line);padding-bottom:10px}.vkr-req-dl dt{font-weight:700}.vkr-req-dl dd{font-size:var(--vkr-fs-sm);color:var(--vkr-ink-muted)}.vkr-req-foot{font-size:var(--vkr-fs-sm);gap:8px;margin-top:14px;font-weight:500;display:flex}.vkr-pc{background:linear-gradient(90deg,var(--vkr-ground) 0 58%,var(--vkr-primary) 58% 100%);color:var(--vkr-ink);padding-block:var(--vkr-section-y-alt)}.vkr-pc-scale{max-width:520px;height:46px;margin:0 0 22px;position:relative}.vkr-pc-beam{background:var(--vkr-ink);height:6px;transform:rotate(var(--vkr-tilt,0deg));border-radius:12px;position:absolute;top:12px;left:0;right:0}.vkr-pc-beam:after,.vkr-pc-beam:before{content:"";background:var(--vkr-accent);border:4px solid var(--vkr-ink);border-radius:50%;width:22px;height:22px;position:absolute;top:-8px}.vkr-pc-beam:before{left:-4px}.vkr-pc-beam:after{right:-4px}.vkr-pc-pivot{background:var(--vkr-ink);clip-path:polygon(50% 0,100% 100%,0 100%);width:28px;height:28px;position:absolute;top:16px;left:calc(50% - 14px)}.vkr-pc-grid{gap:var(--vkr-gutter);grid-template-columns:repeat(6,minmax(0,1fr));display:grid}.vkr-pc-col{border:var(--vkr-border) solid var(--vkr-ink);border-radius:var(--vkr-radius);padding:22px 22px 24px}.vkr-pc-col--pros{grid-column:1/span 3}.vkr-pc-col--cons,.vkr-pc-col--pros{background:var(--vkr-surface);color:var(--vkr-ink)}.vkr-pc-col--cons{grid-column:4/span 3;margin-top:36px}.vkr-pc-head{font-size:var(--vkr-fs-lg);justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:12px;display:flex}.vkr-pc-count{font-family:var(--vkr-font-text);font-size:var(--vkr-fs-sm);text-transform:none;color:var(--vkr-ink-muted);font-weight:700}.vkr-pc-item,.vkr-pc-list{gap:10px;display:grid}.vkr-pc-item{grid-template-columns:30px 1fr;align-items:start}.vkr-pc-sign{border:3px solid;border-radius:50%;justify-content:center;align-items:center;width:30px;height:30px;display:inline-flex}.vkr-pc-col--pros .vkr-pc-sign{color:var(--vkr-primary)}.vkr-pc-col--cons .vkr-pc-sign{color:var(--vkr-accent)}.vkr-pc-note{max-width:34ch;color:var(--vkr-ink-muted);margin-top:22px;font-style:italic}.vkr-what{--vkr-sec-bg:var(--vkr-ground)}.vkr-rail{border-left:6px solid var(--vkr-primary);margin-left:26px;display:grid}.vkr-rail-item{grid-template-columns:56px minmax(0,1fr);gap:18px;padding:0 0 22px;display:grid}.vkr-rail-num{background:var(--vkr-primary);width:56px;height:56px;color:var(--vkr-on-primary);border:4px solid var(--vkr-ink);font-variant-numeric:tabular-nums lining-nums;border-radius:50%;justify-content:center;align-self:start;align-items:center;margin-left:-31px;font-weight:700;display:inline-flex;position:sticky;top:80px}.vkr-rail-body{gap:var(--vkr-gutter);grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.vkr-fact,.vkr-myth{border-radius:32px;gap:4px;padding:14px 18px;display:grid}.vkr-myth{border:3px dashed var(--vkr-line);background:0 0}.vkr-fact,.vkr-myth{color:var(--vkr-ink)}.vkr-fact{background:var(--vkr-surface);border:3px solid var(--vkr-primary)}.vkr-fact-label,.vkr-myth-label{font-size:var(--vkr-fs-xs);text-transform:uppercase;letter-spacing:.12em;color:var(--vkr-ink-muted);font-weight:700}.vkr-myth-text{text-decoration:line-through;-webkit-text-decoration-color:var(--vkr-accent);text-decoration-color:var(--vkr-accent);text-decoration-thickness:2px}.vkr-fact-text{font-weight:500}.vkr-what-not{background:var(--vkr-surface);color:var(--vkr-ink);border:var(--vkr-border) solid var(--vkr-ink);border-radius:var(--vkr-radius);justify-items:start;gap:10px;margin-top:18px;padding:22px 24px;display:grid}.vkr-what-not-list{flex-wrap:wrap;gap:8px 22px;display:flex}.vkr-what-not-list li{align-items:center;gap:8px;display:flex}.vkr-what-not-list .vkr-icon{color:var(--vkr-accent)}.vkr-stats{--vkr-sec-bg:var(--vkr-primary);padding-block:var(--vkr-section-y-tight);background:var(--vkr-primary);color:var(--vkr-on-primary);position:relative}.vkr-stats-title{font-family:var(--vkr-font-text);font-size:var(--vkr-fs-sm);letter-spacing:.14em;color:var(--vkr-on-primary-muted);margin-bottom:10px;font-weight:700}.vkr-stats-sentence{max-width:46ch;font-size:clamp(1.2rem,2.3vw,1.75rem);line-height:1.5}.vkr-stat-value{white-space:nowrap;font-variant-numeric:tabular-nums lining-nums;border-bottom:3px solid var(--vkr-on-primary-muted);padding:0 6px;font-weight:700}.vkr-stat-value--main{background:var(--vkr-accent);color:var(--vkr-on-accent);border-bottom-color:#0000;border-radius:12px}.vkr-stats-note{font-size:var(--vkr-fs-sm);color:var(--vkr-on-primary-muted);margin-top:10px}.vkr-market{--vkr-sec-bg:var(--vkr-ground);background:var(--vkr-ground);color:var(--vkr-ink)}.vkr-market-wrap{border:var(--vkr-border) solid var(--vkr-ink);border-radius:var(--vkr-radius);overflow:hidden}.vkr-market-table{border-collapse:collapse;background:var(--vkr-surface);width:100%;color:var(--vkr-ink)}.vkr-market-table thead th{text-align:left;font-size:var(--vkr-fs-sm);text-transform:uppercase;letter-spacing:.08em;background:var(--vkr-ink);color:var(--vkr-ground);padding:14px 18px}.vkr-market-table thead th.vkr-market-here{background:var(--vkr-primary);color:var(--vkr-on-primary)}.vkr-market-table tbody th,.vkr-market-table td{text-align:left;vertical-align:top;border-top:2px solid var(--vkr-line);padding:14px 18px}.vkr-market-crit{width:22%;font-weight:700}td.vkr-market-here{font-weight:500}td.vkr-market-here .vkr-icon{color:var(--vkr-primary);margin-right:8px}.vkr-market-direct{color:var(--vkr-ink-muted)}.vkr-market-foot{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;margin-top:18px;display:flex}.vkr-market-note{max-width:52ch;font-size:var(--vkr-fs-sm);color:var(--vkr-ink-muted)}.vkr-ctc{--vkr-sec-bg:var(--vkr-surface);background:var(--vkr-surface);color:var(--vkr-on-surface)}.vkr-ctc .vkr-lead{color:var(--vkr-on-surface-muted)}.vkr-ctc-wrap{border-top:var(--vkr-border) solid var(--vkr-ink);border-bottom:var(--vkr-border) solid var(--vkr-ink);overflow-x:auto}.vkr-ctc-table{border-collapse:collapse;width:100%;min-width:860px}.vkr-ctc-table td,.vkr-ctc-table th{text-align:left;vertical-align:top;padding:14px;font-size:.9375rem}.vkr-ctc-table thead th{font-size:var(--vkr-fs-xs);text-transform:uppercase;letter-spacing:.1em;color:var(--vkr-ink-muted);border-bottom:3px solid var(--vkr-ink)}.vkr-ctc-row+.vkr-ctc-row td,.vkr-ctc-row+.vkr-ctc-row th{border-top:2px solid var(--vkr-line)}.vkr-ctc-sticky{background:var(--vkr-surface);color:var(--vkr-ink);border-right:3px solid var(--vkr-ink);min-width:190px;position:sticky;left:0}.vkr-ctc-type{display:table-cell}.vkr-ctc-name{font-size:1.0625rem;font-weight:700;display:block}.vkr-ctc-fit{background:var(--vkr-ground);color:var(--vkr-ink);font-size:var(--vkr-fs-xs);border-radius:12px;margin-top:6px;padding:2px 10px;font-weight:700;display:inline-block}.vkr-ctc-caution{color:var(--vkr-accent);font-weight:500}.vkr-ctc-speed{white-space:nowrap;align-items:center;gap:8px;display:inline-flex}.vkr-ctc-dots{gap:4px;display:inline-flex}.vkr-ctc-dots i{border:2px solid var(--vkr-ink);border-radius:50%;width:10px;height:10px}.vkr-ctc-speed[data-level="1"] i:nth-child(-n+1),.vkr-ctc-speed[data-level="2"] i:nth-child(-n+2),.vkr-ctc-speed[data-level="3"] i:nth-child(-n+3){background:var(--vkr-ink)}.vkr-ctc-note{font-size:var(--vkr-fs-sm);color:var(--vkr-on-surface-muted);margin-top:14px}.vkr-steps{--vkr-sec-bg:var(--vkr-ground);background:var(--vkr-ground);color:var(--vkr-ink)}.vkr-steps-list{grid-template-columns:repeat(4,minmax(0,1fr));gap:34px;display:grid}.vkr-step{background:var(--vkr-surface);color:var(--vkr-ink);border:var(--vkr-border) solid var(--vkr-ink);border-radius:var(--vkr-radius) 12px var(--vkr-radius) 12px;padding:18px 18px 20px;position:relative}.vkr-step+.vkr-step:before{content:"";background:var(--vkr-ink);width:26px;height:4px;position:absolute;top:40px;left:-32px}.vkr-step+.vkr-step:after{content:"";border:8px solid #0000;border-left:10px solid var(--vkr-ink);position:absolute;top:34px;left:-12px}.vkr-step-num{background:var(--vkr-accent);width:34px;height:34px;color:var(--vkr-on-accent);border:3px solid var(--vkr-ink);border-radius:50%;justify-content:center;align-items:center;font-weight:700;display:inline-flex;position:absolute;top:-16px;right:16px}.vkr-step-icon{color:var(--vkr-primary);margin-bottom:6px;font-size:1.6rem;display:inline-flex}.vkr-step-title{font-family:var(--vkr-font-text);text-transform:none;margin-bottom:6px;font-size:1.0625rem;font-weight:700}.vkr-step-text{color:var(--vkr-ink-muted);font-size:.9375rem}.vkr-step-branch{background:var(--vkr-ground);color:var(--vkr-ink);border:3px dashed var(--vkr-accent);font-size:var(--vkr-fs-sm);border-radius:12px;margin-top:14px;padding:12px 14px}.vkr-step-branch-title{color:var(--vkr-accent);font-weight:700}.vkr-steps-cta{margin-top:28px}.vkr-finder{--vkr-sec-bg:var(--vkr-ink);background:var(--vkr-ink);color:var(--vkr-on-dark);padding-block:var(--vkr-section-y-alt);position:relative}.vkr-finder .vkr-lead{color:var(--vkr-on-dark-muted)}.vkr-finder-personas{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-bottom:20px;display:grid}.vkr-persona{min-height:44px;color:var(--vkr-on-dark);border:3px solid var(--vkr-on-dark-muted);border-radius:var(--vkr-cast);cursor:pointer;background:0 0;align-content:start;gap:6px;padding:16px 18px;transition:background-color .13s ease-out,color .13s ease-out;display:grid}.vkr-persona:nth-child(2n){border-radius:var(--vkr-cast-alt)}.vkr-persona:hover{background:var(--vkr-primary);color:var(--vkr-on-primary)}.vkr-persona-name{font-size:1.0625rem;font-weight:700}.vkr-persona-text{font-size:var(--vkr-fs-sm)}.vkr-rec{gap:var(--vkr-gutter);grid-template-columns:repeat(6,minmax(0,1fr));display:none}.vkr-rec-type{grid-column:1/span 2;padding-top:8px}.vkr-rec-type-name{font-family:var(--vkr-font-display);text-transform:uppercase;font-size:var(--vkr-fs-xl);margin-bottom:10px;line-height:1.05}.vkr-rec-why{color:var(--vkr-on-dark-muted)}.vkr-rec-offer{background:var(--vkr-surface);color:var(--vkr-ink);border:var(--vkr-border) solid var(--vkr-accent);border-radius:var(--vkr-radius);grid-column:3/span 4;justify-items:start;gap:8px;padding:22px 24px;display:grid}.vkr-rec-label{font-size:var(--vkr-fs-xs);text-transform:uppercase;letter-spacing:.12em;color:var(--vkr-ink-muted);font-weight:700}.vkr-rec-name{font-size:1.5rem;font-weight:700;text-decoration:none}a.vkr-rec-name:hover{text-decoration:underline}.vkr-rec-priority{font-size:var(--vkr-fs-sm);color:var(--vkr-primary);font-weight:500}.vkr-rec-facts{flex-wrap:wrap;gap:8px 22px;display:flex}.vkr-rec-facts dt{font-size:var(--vkr-fs-xs);text-transform:uppercase;letter-spacing:.08em;color:var(--vkr-ink-muted)}.vkr-rec-facts dd{font-weight:700}.vkr-rec-offer .vkr-btn--ground{background:var(--vkr-primary);color:var(--vkr-on-primary);border-color:var(--vkr-ink)}.vkr-rec-offer .vkr-btn--ground:hover{background:var(--vkr-ink);color:var(--vkr-ground)}.vkr-rec-note{font-size:var(--vkr-fs-sm);color:var(--vkr-ink-muted)}.vkr-elig{--vkr-sec-bg:var(--vkr-ground);background:var(--vkr-ground);color:var(--vkr-ink)}.vkr-elig-box{counter-reset:vkrans;gap:var(--vkr-gutter);grid-template-columns:repeat(6,minmax(0,1fr));align-items:start;display:grid}.vkr-elig-list{grid-column:1/span 4;gap:10px;display:grid}.vkr-elig-q{background:var(--vkr-surface);color:var(--vkr-ink);border:3px solid var(--vkr-line);border-radius:32px;padding:14px 18px}.vkr-elig-field{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:4px 16px;display:grid}.vkr-elig-legend{float:left;align-items:baseline;gap:10px;padding:0;font-weight:700;display:flex}.vkr-elig-num{color:var(--vkr-accent);font-variant-numeric:tabular-nums lining-nums}.vkr-elig-hint{font-size:var(--vkr-fs-sm);color:var(--vkr-ink-muted);grid-column:1}.vkr-elig-answers{grid-area:1/2/span 2;gap:6px;display:flex}.vkr-elig-no:checked,.vkr-elig-yes:checked{counter-increment:vkrans}.vkr-elig-yes:checked+.vkr-elig-opt{background:var(--vkr-primary);color:var(--vkr-on-primary);border-color:var(--vkr-ink)}.vkr-elig-no:checked+.vkr-elig-opt{background:var(--vkr-accent);color:var(--vkr-on-accent);border-color:var(--vkr-ink)}.vkr-elig-no:focus-visible+.vkr-elig-opt,.vkr-elig-yes:focus-visible+.vkr-elig-opt{outline:3px solid var(--vkr-accent);outline-offset:2px}.vkr-elig-result{background:var(--vkr-surface);color:var(--vkr-ink);border:var(--vkr-border) solid var(--vkr-ink);border-radius:var(--vkr-radius);grid-column:5/span 2;gap:12px;padding:20px;display:grid;position:sticky;top:80px}.vkr-elig-progress{font-size:1.125rem;font-weight:700}.vkr-elig-count:after{content:counter(vkrans);color:var(--vkr-primary);font-variant-numeric:tabular-nums lining-nums}.vkr-elig-res{border-radius:12px;padding:12px 14px;font-weight:500;display:none}.vkr-elig-res--idle{background:var(--vkr-ground);color:var(--vkr-ink);display:block}.vkr-elig-res--likely{background:var(--vkr-primary);color:var(--vkr-on-primary)}.vkr-elig-res--check{background:var(--vkr-accent);color:var(--vkr-on-accent)}.vkr-elig-box:has(.vkr-elig-no:checked) .vkr-elig-res--idle,.vkr-elig-box:has(.vkr-elig-q:first-child .vkr-elig-yes:checked):has(.vkr-elig-q:nth-child(2) .vkr-elig-yes:checked):has(.vkr-elig-q:nth-child(3) .vkr-elig-yes:checked):has(.vkr-elig-q:nth-child(4) .vkr-elig-yes:checked):has(.vkr-elig-q:nth-child(5) .vkr-elig-yes:checked) .vkr-elig-res--idle{display:none}.vkr-elig-box:has(.vkr-elig-no:checked) .vkr-elig-res--check,.vkr-elig-box:not(:has(.vkr-elig-no:checked)):has(.vkr-elig-q:first-child .vkr-elig-yes:checked):has(.vkr-elig-q:nth-child(2) .vkr-elig-yes:checked):has(.vkr-elig-q:nth-child(3) .vkr-elig-yes:checked):has(.vkr-elig-q:nth-child(4) .vkr-elig-yes:checked):has(.vkr-elig-q:nth-child(5) .vkr-elig-yes:checked) .vkr-elig-res--likely{display:block}.vkr-elig-disclaimer{font-size:var(--vkr-fs-sm);color:var(--vkr-ink-muted)}.vkr-elig-actions{flex-wrap:wrap;gap:8px;display:flex}.vkr-oc{--vkr-sec-bg:var(--vkr-surface);background:var(--vkr-surface);color:var(--vkr-on-surface);padding-block:var(--vkr-section-y-alt) var(--vkr-section-y)}.vkr-oc-summary{white-space:normal;color:var(--vkr-on-surface-muted);margin-bottom:8px;font-weight:500}.vkr-oc-tools{margin-bottom:18px}.vkr-oc-sort{font-size:var(--vkr-fs-sm);color:var(--vkr-on-surface-muted);margin-top:8px}.vkr-oc-wrap{border:var(--vkr-border) solid var(--vkr-ink);border-radius:var(--vkr-radius);overflow:hidden}.vkr-oc-table{border-collapse:collapse;width:100%;font-size:.875rem}.vkr-oc-table thead th{text-align:left;font-size:var(--vkr-fs-xs);text-transform:uppercase;letter-spacing:.08em;background:var(--vkr-ink);color:var(--vkr-ground);white-space:normal;padding:12px 8px}.vkr-oc-row td,.vkr-oc-row th{text-align:left;vertical-align:middle;border-top:2px solid var(--vkr-line);padding:12px 6px}.vkr-oc-row:nth-child(2n){background:var(--vkr-ground);color:var(--vkr-ink)}.vkr-oc-row--lead td,.vkr-oc-row--lead th{padding-block:20px}.vkr-oc-row--lead,.vkr-oc-row--lead:nth-child(2n){background:var(--vkr-surface);color:var(--vkr-ink)}.vkr-oc-row--lead .vkr-oc-brand{font-size:1.25rem}.vkr-oc-row--first{box-shadow:inset 6px 0 0 var(--vkr-accent)}.vkr-oc-name{min-width:140px;padding-left:16px!important}.vkr-oc-rank{font-size:var(--vkr-fs-xs);text-transform:uppercase;letter-spacing:.12em;color:var(--vkr-ink-muted);font-weight:700;display:block}.vkr-oc-row--first .vkr-oc-rank{color:var(--vkr-accent)}.vkr-oc-brand{font-size:1.0625rem;font-weight:700;text-decoration:none;display:block}a.vkr-oc-brand:hover{text-decoration:underline}.vkr-oc-payout{font-size:var(--vkr-fs-xs);color:var(--vkr-ink-muted);margin-top:4px;font-weight:500;display:block}.vkr-oc-val{font-weight:700}.vkr-oc-sub{font-size:var(--vkr-fs-xs);color:var(--vkr-ink-muted);display:block}.vkr-oc-sub .vkr-oc-val{font-weight:500}.vkr-oc-go{white-space:normal;text-align:center;letter-spacing:.03em;min-height:44px;padding:6px 10px;font-size:.6875rem}.vkr-oc-action{width:1%;padding-right:12px!important}.vkr-oc-row td:nth-child(4) .vkr-oc-val{white-space:normal}.vkr-oc-example{max-width:150px}.vkr-oc:has(.vkr-of-big:checked) .vkr-oc-row[data-big="0"],.vkr-oc:has(.vkr-of-fast:checked) .vkr-oc-row[data-fast="0"]{display:none}.vkr-of-all:checked~.vkr-oc-filters .vkr-ofseg-all,.vkr-of-big:checked~.vkr-oc-filters .vkr-ofseg-big,.vkr-of-fast:checked~.vkr-oc-filters .vkr-ofseg-fast{background:var(--vkr-primary);color:var(--vkr-on-primary);border-color:var(--vkr-ink)}.vkr-of-all:focus-visible~.vkr-oc-filters .vkr-ofseg-all,.vkr-of-big:focus-visible~.vkr-oc-filters .vkr-ofseg-big,.vkr-of-fast:focus-visible~.vkr-oc-filters .vkr-ofseg-fast{outline:3px solid var(--vkr-accent);outline-offset:2px}.vkr-oc-warning{font-size:var(--vkr-fs-sm);color:var(--vkr-accent);align-items:flex-start;gap:10px;margin-top:16px;font-weight:500;display:flex}.vkr-info{background:var(--vkr-ground);color:var(--vkr-ink);border-block:3px solid var(--vkr-line)}.vkr-info:has(.vkr-info-toggle:checked){display:none}.vkr-info-row{font-size:var(--vkr-fs-sm);flex-wrap:wrap;align-items:center;gap:6px 16px;padding-block:10px;display:flex}.vkr-info-mark{color:var(--vkr-accent);font-size:1.2rem;display:inline-flex}.vkr-info-text{flex:360px;min-width:0}.vkr-info-title{text-transform:uppercase;letter-spacing:.08em}.vkr-info-points{color:var(--vkr-ink-muted);flex-wrap:wrap;gap:4px 16px;display:flex}.vkr-info-points li:before{content:"";background:var(--vkr-primary);vertical-align:middle;border-radius:50%;width:7px;height:7px;margin-right:6px;display:inline-block}.vkr-info-more{min-height:44px}.vkr-info-close,.vkr-info-more{align-items:center;display:inline-flex}.vkr-info-close{cursor:pointer;border-radius:50%;justify-content:center;width:44px;height:44px;font-size:1.4rem}.vkr-info-close:hover{background:var(--vkr-surface);color:var(--vkr-ink)}.vkr-info-toggle:focus-visible~.vkr-info-close{outline:3px solid var(--vkr-accent);outline-offset:2px}.vkr-calc{--vkr-sec-bg:var(--vkr-primary);padding-block:var(--vkr-section-y-alt);background:var(--vkr-primary);color:var(--vkr-on-primary);position:relative}.vkr-calc .vkr-lead{color:var(--vkr-on-primary-muted)}.vkr-calc-box{border:var(--vkr-border) solid var(--vkr-ink);border-radius:var(--vkr-radius);grid-template-columns:repeat(6,minmax(0,1fr));display:grid;overflow:hidden}.vkr-calc-controls{background:var(--vkr-surface);color:var(--vkr-ink);grid-column:1/span 4;padding:22px 26px 26px}.vkr-calc-controls .vkr-seg-legend:first-child{margin-top:0}.vkr-calc-rate{font-size:var(--vkr-fs-sm);color:var(--vkr-ink-muted);margin-top:18px}.vkr-calc-out{background:var(--vkr-ground);color:var(--vkr-ink);border-left:var(--vkr-border) solid var(--vkr-ink);flex-direction:column;grid-column:5/span 2;gap:14px;padding:22px 22px 26px;display:flex}.vkr-cell{gap:10px;display:none}.vkr-cell-label{font-size:var(--vkr-fs-sm);text-transform:uppercase;letter-spacing:.1em;font-weight:700}.vkr-cell-monthly{color:var(--vkr-primary);font-size:clamp(2rem,4vw,2.75rem);font-weight:700;line-height:1.05}.vkr-cell-rows{gap:6px;display:grid}.vkr-cell-rows div{border-bottom:2px dotted var(--vkr-line);justify-content:space-between;gap:10px;padding-bottom:6px;font-size:.9375rem;display:flex}.vkr-cell-rows dd{font-weight:700}.vkr-cell-summary{background:var(--vkr-surface);color:var(--vkr-ink);border:2px solid var(--vkr-line);font-size:var(--vkr-fs-sm);border-radius:12px;padding:10px 14px}.vkr-cell-summary-title{text-transform:uppercase;letter-spacing:.1em;font-weight:700}.vkr-calc-disclaimer,.vkr-cell-summary-title{font-size:var(--vkr-fs-xs);color:var(--vkr-ink-muted)}.vkr-quotes{--vkr-sec-bg:var(--vkr-ground);background:var(--vkr-ground);color:var(--vkr-ink)}.vkr-quotes-list{gap:28px var(--vkr-gutter);grid-template-columns:repeat(6,minmax(0,1fr));display:grid}.vkr-quote{background:var(--vkr-surface);color:var(--vkr-ink);border:3px solid var(--vkr-line);border-radius:var(--vkr-radius);grid-column:span 2;padding:30px 22px 22px;position:relative}.vkr-quote:first-child{border-color:var(--vkr-primary);grid-column:span 3}.vkr-quote:nth-child(2){grid-column:span 3;margin-top:28px}.vkr-quote:nth-child(3){grid-column:2/span 4}.vkr-quote-mark{background:var(--vkr-accent);width:40px;height:40px;color:var(--vkr-on-accent);border:3px solid var(--vkr-ink);border-radius:50%;justify-content:center;align-items:center;padding-top:12px;font-size:1.8rem;line-height:1;display:inline-flex;position:absolute;top:-20px;left:20px}.vkr-quote-text{margin-bottom:12px;font-size:1.1875rem;font-weight:500;line-height:1.45}.vkr-quote-author{font-weight:700;font-size:var(--vkr-fs-sm)}.vkr-quote-context{font-size:var(--vkr-fs-sm);color:var(--vkr-ink-muted)}.vkr-form-sec{--vkr-sec-bg:var(--vkr-ground);background:var(--vkr-ground);color:var(--vkr-ink);overflow:clip}.vkr-form-shape{background:var(--vkr-ink-3);opacity:.16;border-radius:58% 42% 46% 54%/44% 58% 42% 56%;width:62%;height:84%;position:absolute;top:8%;right:-12%}.vkr-form-grid{gap:28px var(--vkr-gutter);grid-template-columns:repeat(6,minmax(0,1fr));align-items:start;display:grid;position:relative}.vkr-form-context{grid-column:1/span 2}.vkr-form-steps{counter-reset:vkrstep;gap:10px;display:grid}.vkr-form-steps li{counter-increment:vkrstep;grid-template-columns:34px 1fr;gap:10px;font-size:.9375rem;display:grid}.vkr-form-steps li:before{content:counter(vkrstep);border:3px solid var(--vkr-primary);width:30px;height:30px;color:var(--vkr-primary);border-radius:50%;justify-content:center;align-items:center;font-weight:700;display:inline-flex}.vkr-ticket{background:var(--vkr-surface);color:var(--vkr-ink);border:var(--vkr-border) solid var(--vkr-ink);border-radius:var(--vkr-radius);grid-column:3/span 4;grid-template-columns:minmax(0,1fr) 96px;display:grid}.vkr-ticket-main{min-width:0;padding:24px 26px}.vkr-ticket-stub{border-left:4px dashed var(--vkr-line);writing-mode:vertical-rl;text-transform:uppercase;letter-spacing:.18em;font-weight:700;font-size:var(--vkr-fs-sm);color:var(--vkr-primary);flex-direction:column;justify-content:center;align-items:center;gap:10px;padding:18px 8px;display:flex;position:relative}.vkr-ticket-stub:after,.vkr-ticket-stub:before{content:"";background:var(--vkr-ground);border:4px solid var(--vkr-ink);border-radius:50%;width:28px;height:28px;position:absolute;left:-16px}.vkr-ticket-stub:before{top:-18px}.vkr-ticket-stub:after{bottom:-18px}.vkr-ticket-stub-note{color:var(--vkr-ink-muted);font-weight:500}.vkr-form{gap:14px;display:grid}.vkr-form-field{gap:6px;min-width:0;display:grid}.vkr-form-label{font-weight:700;font-size:var(--vkr-fs-sm);padding:0}.vkr-form-pair{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;display:grid}.vkr-input{background:var(--vkr-surface);width:100%;min-height:48px;color:var(--vkr-ink);border:var(--vkr-border) solid var(--vkr-line);border-radius:var(--vkr-radius-input);appearance:none;padding:10px 14px}.vkr-input::placeholder{color:var(--vkr-ink-muted)}.vkr-input:focus-visible{outline:3px solid var(--vkr-accent);outline-offset:2px;border-color:var(--vkr-primary)}.vkr-textarea{resize:vertical}.vkr-form .vkr-seg:has(input:focus-visible){outline:3px solid var(--vkr-accent);outline-offset:2px}.vkr-consent{align-items:flex-start;gap:10px;display:flex}.vkr-check{appearance:none;border:3px solid var(--vkr-ink);background:var(--vkr-surface);cursor:pointer;border-radius:12px;flex-shrink:0;width:26px;height:26px;margin:0}.vkr-check:checked{background:var(--vkr-primary) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.4' stroke-linecap='round'%3E%3Cpath d='M5 12.6c1.8.6 3 2 4 4.2 2.4-5 5.6-8.4 10-10.6'/%3E%3C/svg%3E") center /18px no-repeat;border-color:var(--vkr-ink)}.vkr-consent-label{font-size:var(--vkr-fs-sm)}.vkr-consent-link{color:var(--vkr-accent);text-underline-offset:3px;font-weight:700;text-decoration:underline;text-decoration-thickness:2px}.vkr-form-submit{justify-self:start}.vkr-form-error{color:var(--vkr-accent);font-weight:700}.vkr-form-privacy{font-size:var(--vkr-fs-xs);color:var(--vkr-ink-muted)}.vkr-form-done{background:var(--vkr-ground);color:var(--vkr-ink);border-radius:32px;gap:8px;padding:20px;display:grid}.vkr-form-done-title{color:var(--vkr-primary);font-size:1.25rem;font-weight:700}.vkr-cta{--vkr-sec-bg:var(--vkr-accent);padding-block:var(--vkr-section-y-tight);background:var(--vkr-accent);color:var(--vkr-on-accent);position:relative}.vkr-cta-band{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px 32px;display:flex}.vkr-cta-copy{flex:420px;min-width:0}.vkr-cta-title{font-size:clamp(1.5rem,3vw,var(--vkr-fs-xl));margin-bottom:8px}.vkr-cta-text{color:var(--vkr-on-accent-muted);max-width:54ch}.vkr-cta-actions{flex-wrap:wrap;align-items:center;gap:10px 18px;display:flex}.vkr-cta-secondary{min-height:44px;color:var(--vkr-on-accent);text-underline-offset:3px;align-items:center;font-weight:700;text-decoration:underline;text-decoration-thickness:2px;display:inline-flex}.vkr-cta-secondary:hover,.vkr-cta-trust{color:var(--vkr-on-accent-muted)}.vkr-cta-trust{font-size:var(--vkr-fs-sm);flex-basis:100%;font-weight:700}.vkr-cta-disclaimer{font-size:var(--vkr-fs-xs);color:var(--vkr-on-accent-muted);margin-top:14px}.vkr-faq{--vkr-sec-bg:var(--vkr-ground);background:var(--vkr-ground);color:var(--vkr-ink)}.vkr-faq-list{border-top:var(--vkr-border) solid var(--vkr-ink);margin-top:20px}.vkr-faq-item{gap:8px var(--vkr-gutter);border-bottom:2px solid var(--vkr-line);grid-template-columns:repeat(6,minmax(0,1fr));padding:16px 0;display:grid}.vkr-faq-q{grid-column:1/span 3;font-size:1.125rem;font-weight:700}.vkr-faq-a{color:var(--vkr-ink-muted);grid-column:4/span 3}.vkr-faq-box:has(.vkr-faq-c0:checked) .vkr-faq-item:not([data-cat=c0]),.vkr-faq-box:has(.vkr-faq-c1:checked) .vkr-faq-item:not([data-cat=c1]),.vkr-faq-box:has(.vkr-faq-c2:checked) .vkr-faq-item:not([data-cat=c2]),.vkr-faq-box:has(.vkr-faq-c3:checked) .vkr-faq-item:not([data-cat=c3]),.vkr-faq-box:has(.vkr-faq-c4:checked) .vkr-faq-item:not([data-cat=c4]){display:none}.vkr-faq-all:checked~.vkr-faq-tabs .vkr-fseg-all,.vkr-faq-c0:checked~.vkr-faq-tabs .vkr-fseg-c0,.vkr-faq-c1:checked~.vkr-faq-tabs .vkr-fseg-c1,.vkr-faq-c2:checked~.vkr-faq-tabs .vkr-fseg-c2,.vkr-faq-c3:checked~.vkr-faq-tabs .vkr-fseg-c3,.vkr-faq-c4:checked~.vkr-faq-tabs .vkr-fseg-c4{background:var(--vkr-primary);color:var(--vkr-on-primary);border-color:var(--vkr-ink)}.vkr-faq-all:focus-visible~.vkr-faq-tabs 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